What You'll Find at Cub Lake

Cub Lake is a small impoundment in the Cumberland Plateau region of Tennessee, roughly 30 miles northeast of Cookeville. The lake covers about 50 acres and sits at roughly 1,100 feet elevation, making it one of the higher-elevation fishing waters in the state. It holds smallmouth bass as the primary sport fish, along with channel catfish and bluegill, and it draws anglers looking for a quieter alternative to the larger reservoirs that dominate Tennessee fishing.

The lake is managed by the Tennessee Wildlife Resources Agency (TWRA) and is open year-round. Access is straightforward—a public boat ramp and parking area sit on the north shore, and the water is shallow enough in most places that wade fishing is practical. The setting is wooded and undeveloped, which keeps crowds light even during peak season.

Key Takeaways

  • Cub Lake holds smallmouth bass year-round, with spring and fall offering the most consistent action for anglers of all skill levels.
  • A public boat ramp on the north shore provides the main access point; no permit is required to launch, but Tennessee fishing licenses are mandatory.
  • The lake is shallow and weedy in many areas, making it suitable for both boat and wade fishing, though shallow-draft boats and kayaks work best.
  • Channel catfish bite reliably in summer and early fall, especially at dawn and dusk, and bluegill provide an option for anglers targeting panfish.
  • Cub Lake sits in a rural area with limited nearby services, so plan to bring fuel, food, and water for the day.

Smallmouth Bass Seasons and Patterns

Smallmouth bass are the reason most anglers come to Cub Lake. The lake's shallow, rocky structure and moderate depth create ideal habitat for smallmouth, and the population is healthy enough to support regular catches. Spring (March through May) is the most productive season—bass move into shallow water to spawn, and they feed aggressively before and after the spawn. Topwater lures, crankbaits, and soft plastics in natural colors work well during this window.

Fall (September through November) is the second-best period. Water temperatures cool, bass move back to shallower feeding zones, and the bite remains steady through November. Summer fishing is slower but not impossible—focus on deeper structure, shade, and early morning or late evening hours. Winter (December through February) sees reduced activity, but some anglers catch bass on slow-moving jigs and live baitfish in the deeper holes.

Cub Lake's shallow average depth means you do not need to fish deep to find bass. Most productive fishing happens in 4 to 12 feet of water, and the lake's weed growth provides cover that attracts fish. A 5 to 7-weight fly rod works well for topwater presentations, and conventional spinning gear in the 6 to 7-foot range handles crankbaits and soft plastics effectively.

Catfish and Panfish Opportunities

Channel catfish inhabit Cub Lake and bite reliably in summer and early fall. Dawn and dusk are prime times, and catfish respond well to cut bait, chicken liver, and stink baits. Fish the deeper holes and channel edges, and use a simple rig—a three-way or slip sinker setup with a circle hook works best. Catfish in this lake typically run 2 to 5 pounds, with occasional fish pushing 8 to 10 pounds.

Bluegill and other panfish are abundant and provide a good option for anglers bringing children or looking for a relaxing day. Small jigs, live crickets, and tiny spinners all work. Panfish bite throughout the year, though spring and early summer are most productive. The shallow weed beds hold concentrations of bluegill, and you can catch them from the bank or by wading.

Access, Parking, and Launch Details

The public boat ramp is located on the north shore of Cub Lake, accessible via a gravel road off Highway 111. Parking is available at the ramp area, and the lot typically has space even on weekends. There is no launch fee, and the ramp is maintained by TWRA. The ramp is suitable for small to medium-sized boats, jon boats, and kayaks. Larger bass boats can launch, but the ramp is narrow and can be congested during peak times.

Wade fishing is practical around the ramp area and along the north and west shores, where shallow water and accessible banks make entry straightforward. The lake bottom is muddy in most places, so wear wading boots with good grip. No overnight camping is permitted at the lake itself, but several campgrounds operate within 20 miles in the Cookeville area.

Regulations and Licensing Requirements

Tennessee fishing licenses are required for all anglers 13 and older. You can purchase a one-day, three-day, or annual license through the TWRA website or at most sporting goods stores in the region. The current regulations for smallmouth bass on Cub Lake allow a daily limit of six fish with a 12-inch minimum length. Channel catfish have no size restriction and a daily limit of 25 fish. Bluegill and other panfish have a 25-fish daily limit with no minimum size.

The lake is open year-round during daylight hours. No gasoline motors are permitted on Cub Lake—only electric trolling motors and paddle-powered craft are allowed. This restriction keeps the lake quiet and protects the shallow ecosystem. Check the current TWRA fishing guide before your trip, as regulations can change.

What to Bring and Nearby Services

Cub Lake sits in a rural area with minimal services nearby. The closest town is Cookeville, about 30 miles away, where you can find gas, groceries, and restaurants. Plan to bring enough fuel for your vehicle, drinking water, food, and any tackle you might need—there are no bait shops at the lake. A tackle box with a variety of crankbaits, soft plastics, jigs, and topwater lures covers most situations. Bring sunscreen, a hat, and polarized sunglasses, which help you spot bass in the shallow water.

The lake has no facilities beyond the boat ramp and parking area. Restrooms are not available, so plan accordingly. Cell service can be spotty in the area, so download offline maps or bring a paper map if you are unfamiliar with the access road.

When to Fish Cub Lake

Spring (March through May) and fall (September through November) are the best times to visit. Water temperatures are moderate, fish are active, and weather is generally pleasant. Spring offers the most consistent action, especially for smallmouth bass. Fall is slightly less crowded and still productive. Summer is fishable but slower, and winter requires patience and a willingness to fish deeper, slower presentations.

Weekdays are quieter than weekends, though Cub Lake rarely gets crowded even on Saturday mornings. If you prefer solitude, fish on a weekday in spring or fall. Early morning (sunrise to mid-morning) and late afternoon (two hours before sunset) are the most productive times of day year-round.

Frequently Asked Questions

Can I use a gas motor on Cub Lake?

No. Cub Lake is restricted to electric trolling motors and paddle-powered boats only. This rule protects the shallow ecosystem and keeps the lake quiet. Kayaks, canoes, and jon boats with electric motors are all permitted.

What is the best lure for smallmouth bass at Cub Lake?

Crankbaits in shad and crawfish patterns work well year-round, and topwater lures produce strikes in spring and fall during shallow-water feeding. Soft plastics like 4-inch worms and creature baits are reliable in all seasons. Start with natural colors and adjust based on water clarity.

Is there a place to stay near Cub Lake?

Cub Lake itself has no camping, but Cookeville is 30 miles away and offers hotels, motels, and several campgrounds. Some private campgrounds in the area cater to anglers. Plan to make it a day trip or stay in Cookeville and drive to the lake each morning.

Do I need a boat to fish Cub Lake?

No. Wade fishing is productive around the north and west shores, and you can catch bass and panfish from the bank. A kayak or small boat lets you reach more water, but it is not required for a successful day.

What months should I avoid fishing Cub Lake?

Winter (December through February) is slowest, though fishing is still possible. If you want consistent action and comfortable weather, skip the coldest months and focus on spring and fall instead.